 > Chequing Accounts > Electronic Package
Electronic Package Chequing Account
Personal Only
A Member who wishes to do their banking electronically with little or no use for cheques or statements. Statement is available for a fee.
Account Features – No Fee
- Deposits
- Cash Withdrawals – in branch
- Debit Transactions
- No minimum balance required
- Manitoba Credit Union ATM withdrawals
- Membership card new or renewal
- Bill Payments through:
- CUbyPhone 1-888-748-2907
- CU@Home
- in branch
- Access to:
- CU@Home
- CUbyPhone 1-888-748-2907
- Transfers
- P.A.T. (pre-authorized transfers)
- Auto-Transfer to cover overdraft
- Telephone transfer between same member’s accounts
- Commission to purchase travelers cheques
- Night Deposit locked bag
- Commissioner of Oaths
- Monthly Statements with cheque images - statements are held in branch for pick-up and mailed once 3 months are in the member file (Exception is Electronic package chequing account)
Additional - No Fee Features – Unlimited Transactions
- POS (Point of Sale) Transaction (this is the only one that is over and above the No-Fee)
- MB Credit Union ATM
- CU@Home
- Bill Payments
- Transfers
Interest
- Not an interest bearing account
Pricing
- Package price as per service charge schedule
- Cheque and pre-authorized debits are charged as per service charge schedule
Benefits
- Saves money by offering ATM/POS/bill payments at no fee
- Saves money with free in-branch deposits and withdrawals
- Convenience of no-fee access CU@HOME and CUbyPHONE
- Security and peace of mind that funds are fully guaranteed by Credit Union Deposit Guarantee Corporation
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