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Service Fees
Effective April, 2012
| Miscellaneous |
Fee |
| Account closed within 6 months |
$ 5.00 |
| Business bank confirmation |
$ 25.00 |
| Coin Counter Fee (of total deposit) – member |
1% |
| Coin Counter Fee (of total deposit) – non-member |
5% |
| Statement of Interest Paid & Earned |
$ 25.00 |
| Photocopying |
$ 0.25 |
| Fax charges (per page) |
$ 1.00 |
| Balance inquiries |
FREE |
| Safekeeping (envelope) |
FREE |
| Package changes |
FREE |
| Post dated item for deposit |
FREE |
| Membership cards (new or renewal) |
FREE |
| Membership cards (lost or replacements) |
$ 10.00 |
| Safety Deposit Boxes |
Annual |
| Small |
$ 30.00 |
| Medium |
$ 35.00 |
| Large |
$ 40.00 |
| Extra Large |
$ 60.00 |
| - only available at certain locations |
to $ 65.00 |
| Golden (age 60 and over) Annual Discount |
$ 8.00 |
| Drill Box / Lost Key |
Cost +$10 |
| Credit Products |
Fee |
| Overdraft Cheque |
$ 5.00 |
| Overdraft Interest Rate |
24.00 % |
| Return Item NSF |
$ 30.00 |
| Cheque received for collection/remittance |
$ 20.00 |
| Mortgage Discharge |
$ 100.00 +Costs |
| Exempt when renewed with Sunrise Credit Union |
| Auto Transfer to Cover Overdraft |
FREE |
| Return Item Postdate, Stale date, not signed, etc. |
FREE |
| Returned Item Chargeback Fee |
FREE |
| Mortgage and Line of Credit Renewal |
FREE |
| Security Registration |
Cost |
| Package Chequing Account |
Fee (monthly) |
| Electronic Package |
$ 8.95 |
| Platinum Plus – personal |
$ 20.95 |
| Platinum Plus – commercial/ag |
$ 62.00 |
| Platinum – commercial/ag |
$ 30.00 |
| Premium – personal |
$ 12.95 |
| Premium – commercial/ag |
$ 16.50 |
| Special Accounts |
Fee |
| CareerStart |
FREE |
| HeadStart |
FREE |
| Golden |
FREE |
| Transaction |
Fee |
| POS/direct payment |
$ 0.50 |
| Cheque (Canadian) – personal-ag-commercial |
$ 0.60 |
| Cheque US funds on a US account |
$ 0.60 |
| e-Transfers (sending or reversing) |
$ 1.50 |
| Cheque in funds that are not the same as account funds |
$ 10.00 |
| Non-encoded cheque |
$ 10.00 |
| Pre-authorized debits (ie.hydro, insurance) |
$0.60 |
| ATM – Local CU |
FREE |
| ATM – Manitoba Credit Union |
FREE |
| ATM – Interac/Circuit (Canada) |
$ 1.50 |
| ATM – Circuit (private label) |
$ 2.00 |
| ATM – Cirrus (United States) |
$ 2.50 |
| ATM – Cirrus International |
$ 2.50 |
| Bill Payment/Transfer Charges |
Fee |
| Utility bill for members in-branch |
FREE |
| Internet banking or telephone banking |
FREE |
| Telephone banking transfer of funds |
FREE |
| Transfer from savings/plan – by member |
FREE |
| Service/Product |
Fee |
| Certify a cheque – member request |
$ 7.00 |
| Certify a cheque – holder request |
$ 12.00 |
| Internet banking |
FREE |
| Wire Transfer (plus costs) |
$ 5.00 |
| Hold Funds |
$ 3.00 |
| Primary Order/credit union official cheque |
$ 5.00 |
| US Drafts |
$ 5.00 USD |
| RSP/RIF/TFSA Transfer Fee |
$ 50.00 |
| Stop Payment |
|
| - With complete information |
$ 5.00 |
| - With incomplete information |
$ 10.00 |
| Collection Item Held/Sent |
$ 20.00 |
| Duplicate Statement |
$ 5.00 |
| Night depository envelope use |
Cost |
Service fees subject to change without prior notice.
Certain conditions may apply.
Please see staff for details on these and any other service.
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| Record Search |
Fee |
| - Per item |
$ 5.00 |
| - Per hour |
$ 35.00 |
| Personalized Cheques (In House Printing) |
Fee |
| Personal |
| 100 Singles |
$18.00 |
| 200 Singles |
$22.00 |
|
| Business |
| 200 – 2-to-a-page |
$55.00 |
| 400 – 2-to-a-page |
$80.00 |
| 600 – 2-to-a-page |
$95.00 |
| Binder |
$20.00 |
