Service Fees

We work hard to keep our service fees low. And every so often, we check our fees to make sure they:
  • are affordable with the features you need
  • are competitive with other local banks and credit unions
  • cover the cost to provide you with the service
Our latest review led to some changes to our service fees for both personal, agriculture and commercial accounts. These changes take effect on July 1, 2018.

Here's a list of accounts, products and services that have changing fees:

  • Electronic Package Accounts
  • Premium Ag/Commercial Accounts
  • E-Transfers
  • ATM – Cirrus (United States & International)
  • RSP / RIF / TFSA Transfer (effective August 1st, 2018)

If you’re not sure these changes will affect you, just ask.  We’re always here to help!


MiscellaneousFee
Account closed within 6 months $5.00
Business bank confirmation $25.00
Coin Counter Fee (of total deposit) - Member 1%
Coin Counter Fee (of total deposit) - Non-Member 5%
Statement of Interest Paid & Earned $25.00
Photocopying $.50
Fax charges (per page) $1.00
Balance Inquires FREE
Safekeeping (envelope) FREE
Package Changes FREE
Post Dated Item for Deposit FREE
MemberCards (new or renewal) FREE
MemberCards (lost or replacement) $10.00
Record Search - per item $10.00
Record Search - per Hour $50.00
Safety Deposit BoxesAnnual
Small $35.00
Medium $45.00
Large $50.00
Extra-Large $70.00
-only available at certain locations $75-$85
Golden (age 60 and over) Annual Discount $10.00
Drill Box / Lost Key Cost + $10
Credit ProductsFee
Overdraft Cheque $ 5.00
Overdraft Interest Rate 24%
Return Item NSF $ 40.00
Cheque received for collection/remittance $ 20.00
Mortgage Discharge $ 100.00 +Costs
Exempt when renewed with Sunrise Credit Union
Auto Transfer to Cover Overdraft FREE
Return Item Postdate, Stale date, not signed, etc. FREE
Security Registration Cost
Package Chequing AccountFee (monthly)
Premium Electronic $ 12.95
Platinum Plus – Personal $ 20.95
Platinum Plus – Commercial / Ag $ 62.00
Platinum – Commercial / Ag $ 30.00
Premium – Personal $ 12.95
Premium Plus – Commercial / Ag $ 16.50
Premium – Commercial / Ag $ 12.95
Special AccountsFee
CareerStart FREE
HEADSTART® FREE
Golden FREE
TransactionFee
POS / Direct Payment $ 0.60
Cheque (Canadian) – Personal / Ag / Commercial $ 0.75
Cheque US funds on a US account $ 0.65
e-Transfers (sending or reversing) $ 1.00
Cheque in funds of another denomination $ 10.00
Non-encoded cheque $ 10.00
Pre-authorized debits (ie.hydro, insurance) $0.75
ATM – Local CU FREE
ATM – Manitoba Credit Union FREE
ATM - Ding Free ® Credit Union FREE
ATM – Interac / Circuit (Canada) $ 2.00
ATM – Circuit (private label) $ 2.50
ATM – Cirrus (United States) $ 3.50
ATM – Cirrus International $ 3.50
Bill PaymentFee
In Branch $0.50
On Internet Banking $0.50
On Telephone Banking $0.50
Transfer From Savings / PlanFee
In Branch FREE
On Internet Banking FREE
On Telephone Banking $0.50
Member Calls branch to transfer funds $5.00
Service / ProductFee
Certify a cheque – member request $ 10.00
Certify a cheque – holder request $ 20.00
Internet banking FREE
Wire Transfer (fee in currency of wire) $ 20.00
Hold Funds $ 3.00
Primary Order / credit union official cheque $ 5.00
US Drafts $ 6.50 USD
RSP / RIF / TFSA Transfer Fee $ 100.00
Stop Payment
– With Complete Information $ 5.00
– With Incomplete Information $ 10.00
Collection Item Held / Sent $ 20.00
Duplicate Statement – printed in branch $ 5.00
Night depository envelope use Cost
Monthly Paper Statement – mailed $2.00*

Service fees subject to change without prior notice. Certain conditions may apply. Please see staff for details on these and any other service.

 

Personalized Cheques (In House Printing)Fee
Personal
100 Singles $ 22.00
144 Singles $ 28.00
Business
200 – 2-to-a-page $ 75.00
400 – 2-to-a-page $ 85.00
600 – 2-to-a-page $ 100.00
Binder $ 25.00
 

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