Credit unions boast a rich history of innovation and continue this tradition with a variety of services for Ag and Business members.

• First financial institutions to lend to women in their own names (in the 1960s)
• First to offer daily interest savings
• First full-service ATMs
• First fully functional online banking
• First debit card service
• First registered education plans
• First branchless bank
• First cheque imaging service
• First payroll deduction service for deposits and loan payments
• First loans based on borrowers' character
• First open mortgages
• First home equity lines of credit
• First social impact bond publicly launched in Canada
• Alternative to payday lending product