Service Fees
We work hard to keep our service fees low. And every so often, we check our fees to make sure they:
Service fees subject to change without prior notice. Certain conditions may apply. Please see staff for details on these and any other service.
- are affordable with the features you need
- are competitive with other local banks and credit unions
- cover the cost to provide you with the service
| Miscellaneous | Fee | Fee as of Oct.1, 2023 |
|---|---|---|
| Account closed within 6 months | $5.00 | $25.00 |
| Business bank confirmation | $25.00 | $50.00 |
| Statement of Interest Paid & Earned | $25.00 | $50.00 |
| Balance Inquires | FREE | FREE |
| Package Changes | FREE | FREE |
| Post Dated Item for Deposit | FREE | FREE |
| MemberCards (new or renewal) | FREE | FREE |
| Record Search - per item | $10.00 | $20.00 |
| Record Search - per Hour | $50.00 | $75.00 |
| Return Item (i.e., Postdate, Stale date, not signed) | FREE | $10.00 |
| Safety Deposit Boxes | Annual | Fee as of Oct.1, 2023 |
|---|---|---|
| Small | $35.00 | $35.00 |
| Medium | $45.00 | $45.00 |
| Large | $50.00 | $50.00 |
| Extra-Large | $70.00 | $70.00 |
| Other sizes (only available at certain branches) | $75.00 to $85.00 | $75.00 to $85.00 |
| Golden (age 60 and over) Annual Discount | $10.00 | $10.00 |
| Drill Box / Lost Key | Cost + $10.00 | Cost + $15.00 |
| Credit Products | Fee | Fee as of Oct.1, 2023 |
|---|---|---|
| Overdraft Cheque | $ 5.00 | $5.00 |
| Overdraft Interest Rate | 30% | 30% |
| Return Item NSF | $ 40.00 | $50.00 |
| Mortgage Discharge | $ 100.00 + Costs | $100.00 + Costs |
| Auto Transfer to Cover Overdraft | FREE | FREE |
| Security Registration | Cost | Cost |
| Package Chequing Account | Fee (monthly) | Fee as of Oct.1, 2023 |
|---|---|---|
| Personal Electronic | $ 12.95 | $12.95 |
| Platinum Plus – Personal | $ 20.95 | $24.95 |
| Platinum Plus – Commercial / Ag | $ 62.00 | $63.00 |
| Platinum – Commercial / Ag | $ 30.00 | $31.00 |
| Premium – Personal | $ 12.95 | $13.95 |
| Premium Plus – Commercial / Ag | $ 16.50 | $17.50 |
| Special Accounts | Fee | Fee as of Oct.1, 2023 |
|---|---|---|
| Prudent Student | FREE | FREE |
| Golden | FREE | FREE |
| LifeStart | n/a | $7.95 |
| POS/Cheque (per transaction) | Fee | Fee as of Oct.1, 2023 |
|---|---|---|
| Direct Payment | $ 0.60 | $0.75 |
| External Auto Withdrawal | $ 0.75 | $0.75 |
| Processing of Cheque (Canadian) | $ 0.75 | $0.75 |
| Processing of Cheque - U.S. funds on a U.S. account | $ 0.65 | $0.75 |
| e-Transfers (sending or reversing) | $ 1.00 | $1.00 |
| Bill payment (in-Branch, online, ATM or telephone) | $0.50 | $1.00 |
| Cheque in funds of another currency | FREE | $10.00 |
| Non-encoded cheque | $ 10.00 | $10.00 |
| ATM – Local credit union | FREE | FREE |
| ATM – Manitoba-based credit unions | FREE | FREE |
| ATM - Ding Free® (at participating credit unions) | FREE | FREE |
| ATM – Interac/Cirrus (Canada) | $ 2.00 | $2.00 |
| ATM – Circuit (private label) | $ 2.50 | $2.50 |
| ATM – Cirrus (United States) | $ 3.50 | $3.50 |
| ATM – Cirrus International | $ 3.50 | $3.50 |
| Transfer of Funds | Fee | Fee as of Oct.1, 2023 |
|---|---|---|
| In Branch | FREE | FREE |
| Internet Banking | FREE | FREE |
| Telephone Banking | $0.50 | $1.00 |
| Member Calls branch to transfer funds | $5.00 | $5.00 |
| Service / Product | Fee | Fee as of Oct.1, 2023 |
|---|---|---|
| Certify a cheque – member request | $ 10.00 | $15.00 |
| Certify a cheque – holder request | $ 20.00 | $25.00 |
| Internet banking | FREE | FREE |
| Wire Transfer (fee in currency of wire) | $ 20.00 | $30.00 |
| Primary Order / credit union official cheque | $ 5.00 | $10.00 |
| U.S. Drafts | $ 6.50 USD | $20.00 USD |
| RSP/RIF/TFSA/FHSA/AgriInvest Transfer Fee | $ 100.00 | $100.00 |
| Stop Payment (per transaction) | ||
| – With Complete Information | $ 5.00 | $5.00 |
| – With Incomplete Information | $ 10.00 | $20.00 |
| Duplicate Statement – printed in branch | $ 5.00 | $5.00 |
| Night depository envelope use | Cost | Cost |
| Monthly Paper Statement – mailed | $2.00 | $2.50 |
| Monthly Statement - Printed | n/a | $2.50 |
| Personalized Cheques (In House Printing) | Fee | Fee as of Oct.1, 2023 |
|---|---|---|
| Personal | ||
| 24 Singles | $ 22.00 | $22.00 |
| 48 Singles | $ 30.00 | $30.00 |
| 100 Singles | $ 40.00 | $40.00 |
| Wallets (less than 100 cheques) | $ 2.50 | $2.50 |
| Business | ||
| 50 - 2-to-a-page | $ 40.00 | $40.00 |
| 100 - 2-to-a-page | $ 55.00 | $55.00 |
| 200 – 2-to-a-page | $ 100.00 | $100.00 |
| 400 – 2-to-a-page | $ 150.00 | $150.00 |
| 600 – 2-to-a-page | $ 200.00 | $200.00 |
| Binder | $ 30.00 | $30.00 |
Service fees subject to change without prior notice. Certain conditions may apply. Please see staff for details on these and any other service.
