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Interac® e-Transfer

INTERAC e-Transfers† is a fast, secure way to send, request and receive money.



Interac e-Transfer is a convenient way to send, request and receive money directly from one bank account to another.

All you need is access to online or mobile banking through a participating financial institution, and you can send or request money to anyone with an email address or mobile phone number and a bank account in Canada — without sharing any personal financial information.

Receive money directly into your account with Autodeposit

The Autodeposit feature will be available for Sunrise Credit Union Members as of December 10th, 2018.  It allows you to have money sent via Interac e-Transfer automatically deposited directly into your bank account, without having to answer a security question. The Autodeposit feature continues to provide the value of Interac e-Transfer, without the need to share financial information.

For senders, there is added convenience of not needing to convey security answers while continuing to have the security of knowing who is receiving the funds, prior to sending.

Set-up is simple:

  1. Log in to your financial institution's online or mobile banking and navigate to Autodeposit, typically found in the Interac e-Transfer settings.
  2. Register your e-mail address and link your account. Any transfers to the registered email address will be automatically deposited into the account.
  3. You will receive an email to confirm your registration. Check your inbox and click "Complete Registration".


What is Request Money?

Request Money is a feature within the Interac e-Transfer service where money can be requested from anyone in Canada within the security of your online banking or mobile banking application. This feature will be available for Sunrise Credit Union Members as of December 10th, 2018 Money can be requested using an email or text messaging. When the request is fulfilled, the requestor is provided with a notification once the funds are available in their account.

Get paid easily with Request Money*

Easily request money you are owed with the Interac e-Transfer Request Money feature. When you send a request for money, the recipient is notified instantly and can accept the request. If accepted, the requested amount will be automatically deposited into your account and you will be notified when funds are available.

  1. Log in to your financial institution's online banking or mobile banking and navigate to Interac e-Transfer Request Money.
  2. Add or select a contact and fill out the name and e-mail address or mobile phone number of the person you wish to send the request to.
  3. Type in the specified amount you are requesting and select the account you would like the funds to be deposited into. You can also include a personalized message with the request.
  4. Once the recipient has fulfilled your request, funds will immediately be deposited into your bank account and you will be notified immediately.


When to use INTERAC e-Transfers:

  • Splitting the bill in a restaurant
  • Paying a roommate for your portion of rent or bills
  • Sending some birthday cash to a family member
  • Paying for everyday purchases such as housekeeping, babysitting or home repairs

Key Benefits

  • All you need is your recipient’s email address or mobile phone number
  • You can also transfer money to your other Canadian Financial Institution accounts
  • Make or receive a transfer from anywhere at any time using your computer or Smartphone – Internet Banking is available 24 hours a day, 7 days a week!

Saves Time and Money!

  • No need to wait for the transfer to be approved as your recipient can access funds quickly.
  • No more stops at the ATM or waiting for cheques to be cashed!
  • Lower cost than bank drafts or money orders.

Secure!

  • Your personal information is secure. Email or text is used for communication purposes, but your funds are contained in our secure banking network.
  • No account numbers or other Financial Institution information is required.
  • A security question of your choosing protects your funds from being received by the wrong person.