Sunrise Credit Union strives to provide financial flexibility for our members.

Financial flexibility doesn't mean loosening the reins and throwing caution to the wind regarding your money. It means striking a healthy balance between planning for today and the future.

For us, it also means being able to respond promptly to unexpected changes to your cash flows or investment opportunity set.

If you need financing tailored to your specific needs and goals, your local Sunrise Credit Union branch can help you with flexible and timely financing. Depending on your needs and goals, you can build flexibility into your budget in several different ways.

Establish an emergency fund.
One of the best ways to add flexibility to your budget is by setting up a savings account.

Borrow what you need.
Loans are an excellent way to borrow what you need for a specific expense or purchase. Consolidating several debts into one loan is also an option that could create greater financial flexibility.

Give yourself access to credit.
If you don't have something specific in mind but want to know money is there if you need it, consider a line of credit or a credit card. With these types of loans, you can borrow, pay it back and borrow again, and you only pay interest on what you owe.

For Sunrise Credit Union, information gathering and pre-approvals done before a lending request allow us to act quickly. Members should ensure their financial information is up-to-date to make this as efficient as possible.

Reach out to your Sunrise Credit Union lender for a pre-approved loan, and you’ll have peace of mind knowing that your financing is ready even before you realize you need to make a purchase.