Chequing Accounts
Banking
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Deposit Anywhere
Tap, snap, send, relax — deposit cheques anytime from anywhere.
Bank Your Way
Online, at a branch, over the phone, or with our app — we make banking easy.
4,500+ ATMs
Free access to over 4,500 ding free® ATMs across Canada.
100% Deposit Guarantee
All deposits are 100% covered by the Deposit Guarantee Corporation of Manitoba.
Find the right account to meet your needs.
Loyalty Package
Right for you if:You wish to do your banking electronically with little or no use for cheques or statements. Must have a residential mortgage with Sunrise Credit Union, an active Collabria Credit Card and your payroll is directly deposited in your Sunrise Credit Union account.
Key Features- No minimum balance is required.
- External auto withdrawals, Point of Sale transactions, bill payments in-branch, MemberDirect®, Sunrise Lite App, Mobile Web banking, Canadian credit union ATM withdrawals and deposits.
- No charge on the first thirty (30) Interac e-Transfers® per month.
- FREE auto transfers to cover an overdraft and transfers between accounts.
- Overdraft protection available on approved credit.
- Monthly statement with images (free e-statement or printed for $2.50).
Monthly Service Fee: FREE
All-In-One Chequing
Right for you if:You carry a considerable balance in your chequing account throughout the month and would like to make interest with little or no chequing fees associated. No service charges apply for items with a minimum balance of $5,000.
Key Features- Daily interest chequing account with interest paid on the last day of the month.
- When minimum balances are maintained, there is no charge for cheque clearing, external auto withdrawals, Point of Sale transactions or bill payments. If at any point during the month, the account balance falls below the minimum balance, regular fees apply for these transactions.
- FREE Canadian credit union ATM transactions, transfers out by ATM, transfers using telephone banking, transfers using MemberDirect®, Sunrise Lite App, Mobile Web, auto transfers to cover an overdraft, in-branch cash withdrawals, transfers between accounts and e-statement.
Monthly Service Fee: FREE
LifeStart Chequing
Right for you if:You are a members between 18 and 25 years old.
Key Features- FREE Canadian credit union ATM transactions, Point of Sale transactions, online, bill payments, MemberDirect®, external auto withdrawals, transfers between accounts and cheque clearing.
- Cheque clearing costs $3.00/cheque.
- No charge on the first thirty (30) Interac e-Transfers® per month.
- Monthly statement with images (free e-statements or printed for $2.50).
Monthly Service Fee: $7.95
Golden Chequing
Right for you if:You are 60 years of age or older. Only 1 Golden account per Tax Reported Owner.
Key Features- No charges on cheque clearing, Canadian credit union ATM transactions, Point of Sale transactions, external auto withdrawals.
- No charge on the first five (5) Interac e-Transfers® per month.
- $10 discount on safety deposit box rental.
- Monthly statements with images (free e-statements or printed for $2.50).
- FREE bill payments and transfers between accounts.
Monthly Service Fee: FREE
(For members 60 years and over)
Prudent Student Chequing
Right for you if:You are a members between 6 and 25 years old and enrolled in school or post-secondary education.
Key Features- FREE Canadian credit union ATM transactions, Point of Sale transactions, online or telephone bill payments, MemberDirect®, external auto withdrawals and transfers between accounts.
- Cheque clearing costs $3.00/cheque.
- Monthly statement with images (free e-statements or printed $2.50).
- No charge on the first thirty (30) Interac e-Transfers® per month.
- Student MasterCard available (OAC)
- Student Loan options available (OAC)
Monthly Service Fee: FREE
(For members aged 6 to 25)
Personal Chequing
Right for you if:You prefer a standard chequing account that provides many services for one standard monthly fee.
Key Features
- No age restrictions
- FREE deposits in branch
- FREE external automatic deposits
- FREE deposit by ATM
- FREE deposit via the Sunrise Lite App using Deposit Anywhere
- FREE deposit via Interac e-Transfer®
- FREE in-branch cash withdrawal, transfers between accounts and allotments
- FREE withdrawal at Canadian credit union ATMs
- FREE transfer out by ATM
- FREE transfer using telephone banking
- FREE transfer using MemberDirect®, Sunrise Lite App or Mobile Web
- FREE auto transfer to cover overdraft
- FREE e-Statements
- FREE new member card or automatic renewal
Monthly Service Fee: FREE
Regular fees apply for transactions not listed above.
Platinum Plus Chequing
Right for you if:You prefer convenience and one basic monthly fee.
Key Features- No minimum balance is required.
- No charge on first 70 items, unlimited cheque clearing, external auto withdrawals, Point of Sale transactions, bill payments in-branch, MemberDirect®, Sunrise Lite App, Mobile Web or telephone banking, Canadian credit union ATM withdrawals and deposits.
- No charge on the first ten (10) Interac e-Transfers® per month.
- FREE auto transfers to cover an overdraft, U.S. drafts, certified cheques, stop payments, transfers between accounts, in-house personal cheque orders, and small safety deposit box rental (based on availability).
- Overdraft protection available on approved credit.
- Monthly statement with images (free e-statement or printed for $2.50).
- The annual fee for a Sunrise Credit Union Collabria Centra Gold Mastercard® waived, or receive $50 towards Sunrise Credit Union Collabria World Mastercard® annual fee (on approved credit).
Monthly Service Fee: $24.95
Premium Chequing
Right for you if:You prefer convenience and one basic monthly fee, including specific chequing features such as no charge on the first 40 items.
Key Features- No minimum balance is required.
- No charge on the first 40 items, external auto withdrawals, Point of Sale transactions, bill payments in-branch, MemberDirect®, Sunrise Lite App, Mobile Web or telephone banking.
- No charge on the first five (5) Interac e-Transfers® per month.
- FREE Canadian credit union ATM withdrawals, deposits/transfers between accounts, transfers out by ATM, transfers using telephone banking, transfers using MemberDirect®, Sunrise Lite App, Mobile Web/auto transfers to cover an overdraft.
- Overdraft protection available on approved credit.
- Monthly statement with images (free e-statement or printed for $2.50).
Monthly Service Fee: $13.95
Personal Electronic Chequing
Right for you if:You prefer to do your banking electronically and have little or no use for cheques or statements. A printed statement is available for an additional fee.
Key Features- No minimum balance is required.
- FREE Canadian credit union ATM transactions, external auto withdrawals, Point of Sale transactions, bill payments, transfers and MemberDirect®.
- FREE in-house withdrawals and deposits.
- No charge on the first 30 Interac e-Transfers® per month.
- Overdraft protection available on approved credit.
- Monthly e-statement with images (Printed statements available for $2.50).
Monthly Service Fee: $12.95
U.S. Chequing
Right for you if:You regularly deal in U.S. funds and benefit from a tiered interest-bearing account.
Key Features- No monthly fee. However, member pays regular service fees.
- Sunrise Credit Union Collabria U.S. Dollar Mastercard® available (on approved credit).
Monthly Service Fee: FREE
Enjoy the benefits of the Sunrise Loyalty Package
The Sunrise Loyalty Package is available to members who have a residential mortgage with us, have an active Sunrise Credit Union Collabria Credit Card, and have direct payroll deposit.
Key Features:
- No minimum balance is required.
- FREE in-house withdrawals and deposits.
- No charge on the first 30 e-Transfers per month.
- Monthly e-statement with image (printed statements $2.50 each).
