Registered Retirement Savings Plan

The best time to start saving - is now.

Registered Retirement Savings Plan (RRSP)

  • Registered Retirement Savings Plans (RRSPs) should play an essential role in your long-term financial plan, no matter where you are in life.
  • Sunrise Credit Union has a range of RRSP options that guarantee a solid return. Our knowledgeable staff can help you determine what products and services to use based on your age, income potential, risk tolerance, and long-term goals.
  • You can carry forward the RRSP contribution room that you are unable to use in any particular year. In addition, you can carry unused contribution room ahead indefinitely - well, at least until you turn 71 years of age and can no longer have an RRSP account.
  • For the 2026 taxation year, the RRSP contribution dollar limit is $33,810, and for the 2027 taxation year, the RRSP contribution dollar limit is $35,390.
  • RRSP contributions made during the first 60 days of 2026 may be claimed as a deduction from income for the 2025 taxation year. As March 1, 2026, falls on a Sunday, the deadline for 2025 contributions is extended to Monday, March 2, 2026.
  • RRSP contributions received after March 2, 2026, are not eligible for deduction for the 2025 taxation year.

Sunrise Credit Union has a range of RRSP options that guarantee a solid return. Our knowledgeable staff can help you determine what products and services to use based on your age, income potential, risk tolerance, and long-term goals.

Click on the link below to discuss your RRSP options with a Sunrise Advisor.

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