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Home Equity Financing


Put your equity to work.

Being a homeowner often means having to plan and adjust, especially when the unexpected happens. So whether you want to do some home renovations (and it takes a little longer than you thought) or you have unexpected bills to pay, being able to borrow can help cover the extra costs.

Home Equity Financing through Sunrise Credit Union is a financing solution specifically for homeowners that can help. With Home Equity Financing, you'll benefit from low-interest rates and the flexibility to borrow as you need, thanks to the equity you've built up with your mortgage.

Is Home Equity Financing
right for you?


Home equity loans can help homeowners take advantage of their home’s value to access cash easily and quickly. Borrowing against your home’s equity could be worth it if you use the loan for home improvements or other projects that will increase your home equity. You should also be confident you will make payments on time.


Advantages of home equity lines of credit include:

  • easy access to available credit.
  • often lower interest rates than other types of credit (especially unsecured loans and credit cards).
  • you only pay interest on the amount you borrow.
  • you can pay back the money you borrow at any time without a prepayment penalty.
  • you can borrow as much as you want up to your available credit limit.
  • it’s flexible and can be set up to fit your borrowing needs.
  • you can consolidate your debts, often at a lower interest rate.
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