Skip to main content

Personal Loans


Borrowing made flexible and easy.

At Sunrise Credit Union, we're in the business of helping people get more out of their lives, and we want you to feel welcome to come talk with us about your financing needs, whatever the reason.

Renovation Loan? A new vehicle? Maybe a much deserved trip to the tropics. If you can dream it, we can make it happen — with competitive rates and expert advice.

Personal Loan Options

RRSP Loans

Borrow at a lower interest rate when you choose an RRSP loan.
Select Image

Student Line

Reduce your debt load by the time of graduation, with a flexible and competitive line of credit that lets you borrow up to $15,000 annually.
Select Image

Additional Personal Loans

When you need to borrow, you want competitive rates, flexible repayment options and experienced lenders to help you find your best option. Here are just a few examples of personal loans Sunrise Credit Union can provide for you. Book an appointment  with a friendly personal loan expert today to get started!

Consolidation Loan

Combine a number of debts into one place and structure a comfortable. 

Home Renovations

Small or large fix-ups around the home can add tremendous value to your most important asset. Or sometimes it makes sense to expand your existing home to meet the needs of your growing family.

Holiday Plans

Loan rates are much better than credit card rates. Consider a short-term personal loan to go out and see the world.

Lines of Credit

A pre-approved line of credit gives you immediate access to funds, whenever you need them. You only pay interest on the amount you use. This option is designed to give you ready access to cash, emergency funds or overdraft protection.


We offer a wide range of mortgage solutions to meet your needs. You'll find our rates competitive, our mortgage specialists very knowledgeable and more than anything, a genuine desire to help you purchase the home of your dreams. Learn more about our made-in-Manitoba mortgages.

Vehicle Loans

Sunrise Credit Union has long made it a priority to help members purchase cars, boats, trucks, tractors, combines and more. We'll help you get moving.

Select Image

Start living to the fullest!

We’re proud to offer you competitive rates—always. Our experts can help you find a loan, rate and repayment schedule that fits your life. Speak with a Sunrise Loan Officer today!



Find your best fit


Fixed-Rate Loans

With a fixed-rate loan, your interest rate is determined at the outset and will not change for the chosen term of your loan. You'll know exactly what interest you'll be paying on your loan and your payments will not change. 

This option protects you from market volatility, particularly increases in loan rates. You may switch to a variable rate loan upon the maturity of your term if loan rates fall and look to be staying lower.

Variable Rates

With a variable rate, your interest is subject to the ups and downs of the Prime Rate. You can save interest when the rate goes down, but are responsible for the increases when rates rise.

In most instances, your payment will remain constant, but may be adjusted upward to reflect an increase in the Prime Rate. And you can switch to a fixed rate at any time.

Repayment Options

Sunrise Credit Union lets you choose from semi-monthly, bi-monthly, bi-weekly or weekly repayment options, and these payments can be automatically withdrawn from your chequing account. 

You can always make a higher payment or pay off the loan in full without penalty.

Insurance Protection

Your Sunrise Loan Officer will discuss your options to protect yourself in the event of a change in your ability to repay due to illness. Life and disability options are available.