Service Fees
We Work Hard to Keep Our Service Fees Low. And Every So Often, We Check Our Fees to Make Sure They:
.svg)
- Are affordable, with the features you need.
- Are competitive with other local banks and credit unions.
- Cover the cost to provide you with the service.
Here's a List of Accounts, Products and Services That Have Changing Fees:
.svg)
- Electronic Package Accounts
- Premium Ag/Commercial Accounts
- Interac e-Transfers®
- ATM – Cirrus (United States & International)
- RRSP / RRIF / TFSA Transfer
If you’re not sure these changes will affect you, just ask.
We’re always here to help!
Fees
ServiceFees and Charges
We're here to support you through every step of your journey.
| Miscellaneous | Fee |
|---|---|
| Account closed within 6 months | $25.00 |
| Business bank confirmation | $50.00 |
| MemberCards (new or renewal) | Free |
| Post Dated Item for Deposit | Free |
| Record Search - per hour | $75.00 |
| Record Search - per item | $20.00 |
| Return item NSF | $50.00 |
| Return item postdate, stale date, not signed, etc. | $10.00 |
| Safety Deposit Boxes | Fee |
|---|---|
| Drill Box / Lost Key | Cost + $15 |
| Extra-Large | $70.00/year |
| Golden (age 60 and over) Annual Discount | $10.00/year |
| Large | $50.00/year |
| Medium | $45.00/year |
| Only available at certain locations | $75-$85/year |
| Small | $35.00/year |
| Credit Products | Fee |
|---|---|
| Auto Transfer to Cover Overdraft | Free |
| Mortgage Discharge (Exempt when renewed with Sunrise Credit Union) | $100.00 + Costs |
| Overdraft Cheque | $5.00 |
| Overdraft Interest Rate | 30% |
| Security Registration | Cost |
| Package Chequing Account | Fee |
|---|---|
| EZ-AGR | $25.00/month |
| EZ-Business | $25.00/month |
| Loyalty Package | Free |
| Personal Electronic | $12.95/month |
| Platinum - commercial/ag | $31.00/month |
| Platinum Plus - commercial/ag | $63.00/month |
| Platinum Plus - personal | $24.95/month |
| Premium - personal | $13.95/month |
| Premium Plus - commercial/ag | $17.50/month |
| Special Accounts | Fee |
|---|---|
| Golden Chequing | Free |
| LifeStart | $7.95/month |
| Prudent Student | Free |
| Transaction | Fee |
|---|---|
| ATM - Ding Free® participating Credit Unions | Free |
| ATM – Cirrus (United States) | $3.50 |
| ATM – Cirrus (private label) | $2.50 |
| ATM – Cirrus International | $3.50 |
| ATM – Interac / Cirrus (Canada) | $2.00 |
| ATM – Local Credit Union | Free |
| ATM – Manitoba Credit Union | Free |
| Bill Payment In-branch | $1.00 |
| Bill Payment Online | $0.50 |
| Cheque in funds of another currency | $10.00 |
| External Auto Withdrawal | $0.75 |
| Interac e-Transfers® (sending or reversing) | $1.00 |
| Member Calls Branch to Transfer Funds/pay a bill | $5.00 |
| Non-encoded cheque/item | $10.00 |
| Point of Sale / Direct Payment | $0.75 |
| Processing of Cheque (Canadian) | $0.75 |
| Processing of Cheque - U.S. funds on a U.S. account | $0.65 |
| Transfers of Funds | Fee |
|---|---|
| In Branch | Free |
| Internet Banking | Free |
| Member Calls Branch to Transfer Funds/pay a bill | $5.00 |
| Service / Product | Fee |
|---|---|
| Certify a cheque – holder request | $25.00 |
| Certify a cheque – member request | $15.00 |
| Duplicate Statement – printed in branch | $5.00 |
| Internet banking | Free |
| Monthly Paper Statement – mailed | $2.50/month |
| Night depository envelope use | Cost |
| Primary Order / credit union official cheque | $10.00 |
| Registered Plan transfer out fee | $100.00 |
| Stop Payment – With Complete Information | $5.00/month |
| Stop Payment – With Incomplete Information | $20.00/month |
| US Drafts | $20.00 |
| Wire Transfer (fee in currency of wire) | $30.00 |
| Personalized Cheques | Fee |
|---|---|
| Binder | $30.00 |
| Business: 100 | $70.00 |
| Business: 200 | $120.00 |
| Business: 400 | $150.00 |
| Business: 50 | $40.00 |
| Business: 600 | $200.00 |
| Personal: 100 | $40.00 |
| Personal: 24 | $22.00 |
| Personal: 48 | $30.00 |
.svg)