Registered Retirement Income Fund 

Relax and enjoy your retirement.

Registered Retirement Income Fund (RRIf)

  • Once you turn 71, you will be required to mature your RRSPs. One option you have is converting them into a Registered Retirement Income Fund (RRIF) rather than incurring a large tax bill by cashing them out.
  • A Sunrise Credit Union RRIF gives you the flexibility to choose investments and payment schedules that meet the Government of Canada's guidelines and still suit your lifestyle. In addition, the RRIF keeps your RRSP money tax-sheltered until you withdraw the money.
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