Banking Made to Meet Your Needs.
- Deposit Anywhere: Tap, snap, send, relax — deposit cheques anytime from anywhere.
- 4,500+ ATMs: Free access to over 4,500 ding free® ATMs across Canada.
- Bank Your Way: Online, at a branch, over the phone, or with our app — we make banking easy.
- 100% Deposit Guarantee: All deposits are 100% covered by the Deposit Guarantee Corporation of Manitoba.

Find the Right Account to Meet Your Needs.
We're here to support you through every step of your journey.
Prudent Student Chequing
You are a members between 6 and 25 years old and enrolled in school or post-secondary education.
- FREE Canadian credit union ATM transactions, Point of Sale transactions, online bill payments, MemberDirect®, and external auto withdrawals and transfers between accounts.
- Cheque clearing costs $3.00/cheque.
- Monthly statement with images (free e-statements or printed $2.50).
- No charge on the first thirty (30) Interac e-Transfers® per month.
- Student MasterCard available (OAC)
- Student Loan options available (OAC)
LifeStart Chequing
You are a members between 18 and 25 years old.
- FREE Canadian credit union ATM transactions, Point of Sale transactions, online bill payments, MemberDirect®, external auto withdrawals, and transfers between accounts.
- Cheque clearing costs $3.00/cheque.
- No charge on the first thirty (30) Interac e-Transfers® per month.
- Monthly statement with images (free e-statements or printed for $2.50).
Sunrise Step Saver
You prefer a long-term savings account with a higher interest rate. This account is a five-year tiered interest term deposit account with a minimum deposit of $500.
Investment Options
Eligible for use with TFSA, RRSP, RRIF, LIRA, and LIF.
Features:
- Fully redeemable
- If redeemed before the first anniversary, no interest is paid.
- Interest rate is guaranteed for each of the five years.
Interest:
- Interest is paid under the current rate sheet.
- Interest is paid annually to member accounts or compounded.
Plan 24® Savings Account
You prefer an account whose interest is based on daily closing balances and paid to the account monthly. Perfect for the member who desires the flexibility of unlimited deposits and in-branch withdrawals each month.
Our plan 24® savings account is ideal if you're looking for an account you can deposit to with unlimited in-branch withdrawals during the month.
Member pays regular Service Fees for:
- Collection Items – held or sent
- Member Card lost or replacement
- Point of Sale transactions and external auto withdrawals
- Interest paid letters
- ATM withdrawals from “Other Institutions”
- Purchase price of; Certified Cheques, Primary Orders, Stop Payments, Drafts, Wires
- Monthly printed statement with images
Bill Payments
Transfers to other accounts by a member in-branch, MemberDirect®, Mobile Web, Sunrise Lite App, and Telephone Banking.
Interest
Interest is calculated on a daily closing balance and paid to the account monthly.
Pricing
No maintenance fee
Benefits
- Convenience of offering transfers to other accounts by a member in-branch, MemberDirect®, Mobile Web, and Sunrise Lite App.
- Deposit Guarantee Corporation of Manitoba fully guarantees the security of funds.
- Earns money by paying interest monthly based on the daily closing balance.
- Saves money by offering counter transactions free.

View a Full Breakdown of Account, Transaction and Service Fees.
Not Sure Which Account is Right For You?
Our experts are happy to help you choose the right fit!
